Does Homeowners Insurance Cover Gutters? Homeownership comes with a myriad of responsibilities, including the maintenance and protection of your property. One essential component of your home’s exterior is the gutter system, which plays a vital role in diverting rainwater away from your home’s foundation. However, like any other aspect of your property, gutters can be...Read More

Does Homeowners Insurance Cover Fireplace and Chimney Repair? Fireplaces and chimneys not only provide warmth and coziness to a home but also add a touch of elegance and charm. However, like any other component of a house, fireplaces and chimneys may require repairs and maintenance over time. Homeowners often wonder if their insurance policies cover...Read More

Does Homeowners Insurance Cover Deck Repairs? As a homeowner, it’s crucial to understand the extent of coverage provided by your homeowners insurance policy. One area that often raises questions is whether deck repairs are covered. Decks are valuable additions to a home, providing an outdoor space for relaxation and entertainment. However, they are also subject...Read More

Does Homeowners Insurance Cover Broken Windows? Homeowners insurance is designed to protect your home and its contents from damage caused by various risks, such as fire, theft, and natural disasters. One common type of damage that homeowners may encounter is broken windows, which can occur due to various reasons.  These may include: a hailstorm, a...Read More

As a homeowner, one of the most important investments you can make is in homeowners insurance. This type of insurance is designed to protect your home and personal property in the event of damage or loss caused by a variety of sources. However, when it comes to specific features of your home, such as garage...Read More

Can You Get a Salvage Title Insured in North Carolina? When a vehicle is deemed a total loss due to damage or theft, it is usually given a salvage title. A salvage title means that the vehicle is no longer considered roadworthy and cannot be legally driven without proper repairs and inspection. However, many people...Read More

What to Do After a Hit and Run? A hit and run accident can be a traumatic experience, both physically and emotionally. It can leave you feeling angry, confused, and overwhelmed, as you try to deal with the consequences of someone else’s reckless behavior. In the event of a hit and run, it’s important to...Read More

What Does Wind Driven Rain Insurance Cover? We have all heard about the damage that can be caused by severe weather.  Severe weather may include things such as tornadoes, wind, hail, rain, hurricanes, and other similar situations.  This weather can cause damage to your property, including your home, car, boat, and more.  Weather is unpredictable,...Read More

What is Actual Cash Value on Boat Insurance? When you’re shopping for boat insurance, there are a lot of different terms that you will hear.  One of the terms you may come across is the  term “actual cash value.” But what does actual cash value mean? This is an important term to know, as it...Read More

Does Boat Insurance Cover Sinking? Even the most seasoned, expert boater may face a situation where their boat sinks.  There are countless situations where a boat may sink for one reason or another.  Of course, like any catastrophic event, it is important to be prepared.  One of the ways to prepare for something like this...Read More