Flood Insurance New Bern, NC

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Flood insurance is a critical consideration for homeowners and businesses in New Bern, North Carolina, due to its vulnerability to flooding, especially from hurricanes and heavy rainfall. Located near the confluence of the Neuse and Trent Rivers and close to the Atlantic Ocean, New Bern is no stranger to the risk of flooding. Call Robinson & Stith to get a quote on flood insurance for your home! 

To protect their properties and investments, residents and business owners often turn to flood insurance, which provides essential coverage against the devastating effects of flooding. Contact Robinson & Stith today to get a quote!

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Giuseppina IncorvaiaGiuseppina Incorvaia
15:00 03 Aug 23
JoAnn GottslebenJoAnn Gottsleben
18:37 31 Jul 23
Our company has worked with Robinson and Stith since our founding in 2006. They are very professional and responsive and also just really nice people. I would like to recognize Christina Tripp and Julie Thompson. Other folks have also helped out at times. They will do a great job for you.
Tripp StarlingTripp Starling
16:52 21 Jul 23
Lori Pickard at Robinson and Stith always looks out for my best interest. She consistently finds quality coverage at unbeatable prices. I know I can trust her to take care of my homeowners insurance and highly recommend her.
Johnny PearceJohnny Pearce
19:56 13 Jul 23
Pauline is the best there ever was! She has the best personal service around.
charlie Hillcharlie Hill
14:04 09 Jul 23
Andy GauzzaAndy Gauzza
21:37 19 Jun 23
Robinson and Stith is positively the very best insurance agent that I have ever dealt with. Best prices for an array of products and service, service and service!! You will get Mr.Robinson or a member of his staff on the phone just about anytime even on weekends!! No one is more knowledgeable about the products they sell and my personal needs than the staff and owner, Jimmy Robinson. Don’t waste your time and energy shopping for insurance with any other company.
Summer MathewsSummer Mathews
15:06 30 May 23
Tammy is the best! She virtually saved my home purchase! The insurance agent I went with was recommened by a friend who did not complete the insurance binder properly. We didn’t find this out until two days before closing. I called Tammy and she was able to get me an amazing policy with a competitve price and save the deal! She always gets back to me in a timely manner and is always insightful. I highly recommend Tammy and the services she has to offer!
Dedee DunnDedee Dunn
20:56 19 Apr 23
Pauline is the absolute best. She can answer any questions that I have and always quick to respond. She has been helping me with my insurance needs over 30 years!

Your Flood Insurance Coverage

Building Coverage

Flood insurance typically includes coverage for the structure of your property. This covers the cost of repairing or replacing the physical building, including its foundation, walls, roof, electrical and plumbing systems, and built-in appliances. It’s crucial to assess the replacement cost of your property accurately to determine the appropriate coverage level.

Contents Coverage

In addition to safeguarding the structure itself, flood insurance also offers coverage for your personal belongings and contents within the insured building. This includes furniture, electronics, clothing, and other valuable possessions that may be damaged or destroyed in a flood event. Ensuring an accurate inventory of your belongings is essential to determine the appropriate coverage amount.

Excess Flood Insurance

In areas with high flood risk, standard flood insurance policies may have coverage limits. To bridge the gap between the policy limit and the actual cost of damage, property owners can opt for excess flood insurance. This additional coverage provides extra protection when damages exceed the primary policy limits.

Our Service Area

Here at Robinson & Stith Insurance, we are proud to serve customers all across eastern North Carolina! Use the list to find the areas in which we provide our expert Insurance services and customer care.

Our Insurance Services