Vacation Home Insurance New Bern, NC

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Owning a vacation home in New Bern, North Carolina, is a source of joy and relaxation for many, offering a tranquil escape from the hustle and bustle of daily life. However, it’s crucial to ensure that your cherished retreat is adequately protected with vacation home insurance. This specialized insurance provides the necessary coverage to safeguard your investment and your peace of mind, tailored to the unique needs and risks associated with vacation properties in this picturesque coastal town.

If you have a vacation home in New Bern, NC, contact Robinson & Stith today to get a quote!

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Giuseppina IncorvaiaGiuseppina Incorvaia
15:00 03 Aug 23
JoAnn GottslebenJoAnn Gottsleben
18:37 31 Jul 23
Our company has worked with Robinson and Stith since our founding in 2006. They are very professional and responsive and also just really nice people. I would like to recognize Christina Tripp and Julie Thompson. Other folks have also helped out at times. They will do a great job for you.
Tripp StarlingTripp Starling
16:52 21 Jul 23
Lori Pickard at Robinson and Stith always looks out for my best interest. She consistently finds quality coverage at unbeatable prices. I know I can trust her to take care of my homeowners insurance and highly recommend her.
Johnny PearceJohnny Pearce
19:56 13 Jul 23
Pauline is the best there ever was! She has the best personal service around.
charlie Hillcharlie Hill
14:04 09 Jul 23
Andy GauzzaAndy Gauzza
21:37 19 Jun 23
Robinson and Stith is positively the very best insurance agent that I have ever dealt with. Best prices for an array of products and service, service and service!! You will get Mr.Robinson or a member of his staff on the phone just about anytime even on weekends!! No one is more knowledgeable about the products they sell and my personal needs than the staff and owner, Jimmy Robinson. Don’t waste your time and energy shopping for insurance with any other company.
Summer MathewsSummer Mathews
15:06 30 May 23
Tammy is the best! She virtually saved my home purchase! The insurance agent I went with was recommened by a friend who did not complete the insurance binder properly. We didn’t find this out until two days before closing. I called Tammy and she was able to get me an amazing policy with a competitve price and save the deal! She always gets back to me in a timely manner and is always insightful. I highly recommend Tammy and the services she has to offer!
Dedee DunnDedee Dunn
20:56 19 Apr 23
Pauline is the absolute best. She can answer any questions that I have and always quick to respond. She has been helping me with my insurance needs over 30 years!

Your Vacation Home Insurance Coverage

Dwelling Coverage

One of the fundamental aspects of vacation home insurance is dwelling coverage, which protects the physical structure of your vacation property. This includes coverage for your vacation home itself, as well as any attached structures such as garages, sheds, or decks. In New Bern, where properties are often exposed to coastal storms and other natural disasters, having robust dwelling coverage is essential. It ensures that you can repair or rebuild your vacation home in the event of damage from hurricanes, flooding, fires, or other covered perils.

Salesman house brokers provide key to new homeowners in office.

Personal Property Coverage

Vacation home insurance also includes personal property coverage, which extends protection to your belongings inside the vacation home. This coverage applies to items like furniture, appliances, electronics, clothing, and other possessions you keep at your vacation property. If your personal property is damaged or stolen due to a covered event, this insurance helps replace or repair your belongings, allowing you to enjoy your getaway without worrying about unexpected losses.

Liability Coverage

Liability coverage is a crucial component of vacation home insurance that safeguards you from financial loss if someone is injured on your vacation property and holds you responsible. This coverage extends to medical expenses for the injured party and can also cover legal expenses in the event of a lawsuit. Given that vacation homes often host guests and visitors, liability protection is vital for your financial well-being and peace of mind, ensuring you’re shielded from potential legal and medical costs.

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Our Service Area

Here at Robinson & Stith Insurance, we are proud to serve customers all across eastern North Carolina! Use the list to find the areas in which we provide our expert Insurance services and customer care.

Our Insurance Services