What Does Wind Driven Rain Insurance Cover?

We have all heard about the damage that can be caused by severe weather.  Severe weather may include things such as tornadoes, wind, hail, rain, hurricanes, and other similar situations.  This weather can cause damage to your property, including your home, car, boat, and more.  Weather is unpredictable, but one of the best things you can do is make sure that you have proper insurance to cover yourself and your belongings in the case of severe weather.

Homeowners insurance and auto insurance may cover certain damages from weather, but it unfortunately does not always cover everything.  For example, wind driven rain is not always covered by your homeowners or auto insurance policies.  It is important to know exactly what coverage your policy provides so you do not find yourself in a bind. 

The experts at Robinson and Stith Insurance have the experience and expertise to help you see exactly which kinds of insurance will help cover wind driven rain damage.  Keep reading to learn more about wind driven rain insurance and why it is so important.

What is Wind Driven Rain?

Wind driven rain is defined as rain that is carried by wind, often at high speeds. This can result in the rain being blown horizontal to the ground, which can create a number of problems. For example, wind driven rain can cause damage to buildings and other structures, as well as cars and other vehicles. In addition, wind driven rain can create hazardous driving conditions, making it difficult for drivers to see. Finally, wind driven rain can also lead to flooding, as the water is unable to drain properly. As a result, wind driven rain can be a serious problem, particularly in areas that are prone to severe weather.

What Damage Can Wind Driven Rain Cause?

Wind driven rain can cause extensive damage to property, as wind and hail can wreak havoc on roofs, windows, and doors. In addition, wind driven rain can cause flooding and erosion, as well as downed trees and power lines. As a result, it is important to be prepared for wind driven rain in advance, and to take steps to protect your property from the potential damage. wind and hail proofing your home by installing hurricane shutters or impact-resistant windows and doors, as well as having a plan in place for if and when flooding or other damage does occur. By taking these precautions, you can help to minimize the damage caused by wind driven rain.  However, not all damage can be prevented, even when you implement these precautionary measures.  That’s why it’s important to have insurance coverage in place as well.

Does My Insurance Cover Wind Driven Rain?

Many homeowners insurance policies cover wind damage, but wind driven rain is a different story. Wind driven rain is defined as water that enters a building through openings caused by the wind, and it is not covered by most policies. As a result, homeowners who live in areas prone to wind driven rain should consider purchasing a separate policy or riders to their existing policy that specifically cover this type of damage. While wind driven rain coverage is typically more expensive than standard wind damage coverage, it can save homeowners thousands of dollars in the event of severe weather.

What Does Wind Driven Rain Insurance Cover?

Wind driven rain insurance is a type of insurance that covers damage caused by wind and rain. This can include damage to your home, business, or other property. Wind driven rain insurance can help to protect you from financial losses caused by wind and rain. It can also help to cover the cost of repairs or replacements. Wind driven rain insurance is typically offered by insurance companies as part of a homeowner’s or business owner’s policy. It is important to read the terms and conditions of your policy carefully to understand what is covered and what is not. Wind driven rain insurance can help to give you peace of mind in the event of wind and rain damage.

Contact Robinson & Stith Insurance Today

If you are looking to protect your personal belongings from wind driven rain, contact us here at Robinson & Stith Insurance!  Our team of expert agents are able to help you find the best coverage for you to ensure that you are protected from any wind driven rain damages you may experience.  Keep in mind that these damages may happen to your car, boat, or even your home.  This is why you want to make sure that you are prepared for anything that may happen.

Contact us today by giving us a call and one of our agents will be able to assist you in getting started on your wind driven rain coverage.  We look forward to helping you soon!