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Keeping You Protected & Prepared
Is Driving Without Car Insurance Illegal in North Carolina? Do you live in North Carolina and drive a vehicle for personal or business purposes? Are you wondering if having car insurance is a requirement in the Tar Heel State? You’ve come to the right place!   Regardless of your current situation, it’s important to understand...
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Is Car Insurance Invalid if You Don’t Have the Correct Address? If you’ve ever moved, you know the hassle of updating your address with the DMV, your bank, and any other companies or organizations that need to know. But what about your car insurance? Is it invalid if you don’t have the correct address on...
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How Many Cars Can I Insure Under One Name? Purchasing a car is an important decision but sometimes it’s necessary to own more than one.  Are you looking to own multiple cars and wondering whether they can all be insured under one name?  Whether you have several family members sharing vehicles or just one personal...
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What Does Wind Driven Rain Insurance Cover? We have all heard about the damage that can be caused by severe weather.  Severe weather may include things such as tornadoes, wind, hail, rain, hurricanes, and other similar situations.  This weather can cause damage to your property, including your home, car, boat, and more.  Weather is unpredictable,...
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What is Actual Cash Value on Boat Insurance? When you’re shopping for boat insurance, there are a lot of different terms that you will hear.  One of the terms you may come across is the  term “actual cash value.” But what does actual cash value mean? This is an important term to know, as it...
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Does Boat Insurance Cover Sinking? Even the most seasoned, expert boater may face a situation where their boat sinks.  There are countless situations where a boat may sink for one reason or another.  Of course, like any catastrophic event, it is important to be prepared.  One of the ways to prepare for something like this...
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What Happens if a Boat Engine Overheats? When you are out on your boat, the last thing that you want is for something to go wrong with the boat.  One of the common issues that occurs on boats is the engine overheating.  If your boat engine overheats, it’s important to take action immediately to prevent...
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Can Heavy Rain Sink a Boat? When it comes to boat safety, many people focus on the dangers of high winds and waves. But what about heavy rain? Can that actually sink a boat?  In short, the answer is yes.  Heavy rain can also cause other damage to your boat, such as wind damage, hail...
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Will a Boat Sink Without a Plug? A boat plug, also called a drain plug, is an essential part of keeping your boat from sinking. The plug is located at the back of the boat, near the waterline. When the plug is removed, water can enter the boat and sink it. Other reasons a boat...
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