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Keeping You Protected & Prepared
What Does Wind Driven Rain Insurance Cover? We have all heard about the damage that can be caused by severe weather.  Severe weather may include things such as tornadoes, wind, hail, rain, hurricanes, and other similar situations.  This weather can cause damage to your property, including your home, car, boat, and more.  Weather is unpredictable,...
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What is Actual Cash Value on Boat Insurance? When you’re shopping for boat insurance, there are a lot of different terms that you will hear.  One of the terms you may come across is the  term “actual cash value.” But what does actual cash value mean? This is an important term to know, as it...
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Does Boat Insurance Cover Sinking? Even the most seasoned, expert boater may face a situation where their boat sinks.  There are countless situations where a boat may sink for one reason or another.  Of course, like any catastrophic event, it is important to be prepared.  One of the ways to prepare for something like this...
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What Happens if a Boat Engine Overheats? When you are out on your boat, the last thing that you want is for something to go wrong with the boat.  One of the common issues that occurs on boats is the engine overheating.  If your boat engine overheats, it’s important to take action immediately to prevent...
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Can Heavy Rain Sink a Boat? When it comes to boat safety, many people focus on the dangers of high winds and waves. But what about heavy rain? Can that actually sink a boat?  In short, the answer is yes.  Heavy rain can also cause other damage to your boat, such as wind damage, hail...
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Will a Boat Sink Without a Plug? A boat plug, also called a drain plug, is an essential part of keeping your boat from sinking. The plug is located at the back of the boat, near the waterline. When the plug is removed, water can enter the boat and sink it. Other reasons a boat...
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How to Prepare for a Hurricane Hurricane season is here, and that means it’s time to start thinking about how you’re going to prepare your home and family for the potential storms. Whether you live in an area that’s at high risk for hurricanes or not, it’s always better to be safe than sorry. That’s...
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Does Car Insurance Cover me in a Rental Car? Most people don’t think to ask whether their car insurance will cover a rental car.  After all, why would it?  You’re already paying for car insurance, so shouldn’t that be enough? Unfortunately, it’s not that simple. Your car insurance policy might not cover a rental car...
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Why is Flood Insurance Important? Floods are one of the most common and costly natural disasters in the United States. According to the National Flood Insurance Program (NFIP), floods occur in all 50 states and can cause extensive damage to homes, businesses, and communities.  While flood insurance is not required by law, it is strongly...
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