Long-Term Care Insurance New Bern, NC

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Long-term care insurance is a crucial consideration for individuals and families in New Bern, North Carolina, as they plan for the future and address the potential need for extended care and assistance in their later years. New Bern’s scenic beauty and serene coastal environment make it an attractive place for retirees, but the cost of long-term care services can be substantial. Long-term care insurance provides financial protection and peace of mind to ensure that individuals can receive the care they need without depleting their savings.

If you’re looking for long-term care insurance coverage in New Bern, NC, contact Robinson & Stith today to get a quote!

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Giuseppina IncorvaiaGiuseppina Incorvaia
15:00 03 Aug 23
JoAnn GottslebenJoAnn Gottsleben
18:37 31 Jul 23
Our company has worked with Robinson and Stith since our founding in 2006. They are very professional and responsive and also just really nice people. I would like to recognize Christina Tripp and Julie Thompson. Other folks have also helped out at times. They will do a great job for you.
Tripp StarlingTripp Starling
16:52 21 Jul 23
Lori Pickard at Robinson and Stith always looks out for my best interest. She consistently finds quality coverage at unbeatable prices. I know I can trust her to take care of my homeowners insurance and highly recommend her.
Johnny PearceJohnny Pearce
19:56 13 Jul 23
Pauline is the best there ever was! She has the best personal service around.
charlie Hillcharlie Hill
14:04 09 Jul 23
Andy GauzzaAndy Gauzza
21:37 19 Jun 23
Robinson and Stith is positively the very best insurance agent that I have ever dealt with. Best prices for an array of products and service, service and service!! You will get Mr.Robinson or a member of his staff on the phone just about anytime even on weekends!! No one is more knowledgeable about the products they sell and my personal needs than the staff and owner, Jimmy Robinson. Don’t waste your time and energy shopping for insurance with any other company.
Summer MathewsSummer Mathews
15:06 30 May 23
Tammy is the best! She virtually saved my home purchase! The insurance agent I went with was recommened by a friend who did not complete the insurance binder properly. We didn’t find this out until two days before closing. I called Tammy and she was able to get me an amazing policy with a competitve price and save the deal! She always gets back to me in a timely manner and is always insightful. I highly recommend Tammy and the services she has to offer!
Dedee DunnDedee Dunn
20:56 19 Apr 23
Pauline is the absolute best. She can answer any questions that I have and always quick to respond. She has been helping me with my insurance needs over 30 years!

Your Disability Insurance Coverage

Coverage for Care Services

The primary purpose of long-term care insurance is to cover the costs associated with various types of care services, including in-home care, assisted living facilities, nursing homes, and adult day care centers. This coverage helps individuals access the appropriate level of care based on their needs and preferences. It can include assistance with activities of daily living (ADLs), such as bathing, dressing, eating, and mobility, as well as instrumental activities of daily living (IADLs), like managing finances and medications. The scope of care services covered can vary, so it’s essential to carefully review policy details to ensure they align with your anticipated needs.

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Inflation Protection

As the cost of long-term care services tends to rise over time, inflation protection is a vital component of long-term care insurance. Policies may offer different inflation protection options, such as a fixed percentage increase in benefits annually or the ability to purchase additional coverage periodically. By including inflation protection in your policy, you ensure that your coverage keeps pace with the increasing costs of long-term care services, providing you with more comprehensive protection in the future.

Benefit Amount and Duration

Long-term care insurance policies offer flexibility in terms of benefit amounts and duration. Individuals can choose policies with different daily or monthly benefit limits, allowing them to tailor coverage to their budget and expected care costs. The duration of coverage is also variable and may range from a few years to a lifetime, depending on the policy. It’s crucial to strike a balance between coverage that adequately meets your needs while remaining affordable.

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Our Service Area

Here at Robinson & Stith Insurance, we are proud to serve customers all across eastern North Carolina! Use the list to find the areas in which we provide our expert Insurance services and customer care.

Our Insurance Services