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Does Homeowners Insurance Cover Fireplace and Chimney Repair? Fireplaces and chimneys not only provide warmth and coziness to a home but also add a touch of elegance and charm. However, like any other component of a house, fireplaces and chimneys may require repairs and maintenance over time. Homeowners often wonder if their insurance policies cover...
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Can You Get a Salvage Title Insured in North Carolina? When a vehicle is deemed a total loss due to damage or theft, it is usually given a salvage title. A salvage title means that the vehicle is no longer considered roadworthy and cannot be legally driven without proper repairs and inspection. However, many people...
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What Documents Do You Need When You Get Pulled Over? Getting pulled over by the police can be a stressful experience, and it’s important to be prepared and know what documents you need to have on hand to avoid unnecessary fines or legal trouble. The documents you should carry with you when driving serve as...
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What to Do After a Hit and Run? A hit and run accident can be a traumatic experience, both physically and emotionally. It can leave you feeling angry, confused, and overwhelmed, as you try to deal with the consequences of someone else’s reckless behavior. In the event of a hit and run, it’s important to...
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Who are the Most High Risk Drivers? Most people assume that the most high-risk drivers on the roads today are young, inexperienced teens. While younger drivers may be more likely to take risks or make mistakes behind the wheel, there are actually a number of different demographic categories that are considered higher risk when it...
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Can Your Car be Totaled From Hail Damage? If you’ve ever owned a car, chances are you’ve heard horror stories of hailstorms wreaking havoc on vehicles and leaving dents throughout their bodies. Those tales may frighten you if you don’t have comprehensive insurance coverage – but the most serious worry is whether your car could...
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Is Driving Without Car Insurance Illegal in North Carolina? Do you live in North Carolina and drive a vehicle for personal or business purposes? Are you wondering if having car insurance is a requirement in the Tar Heel State? You’ve come to the right place!   Regardless of your current situation, it’s important to understand...
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Is Car Insurance Invalid if You Don’t Have the Correct Address? If you’ve ever moved, you know the hassle of updating your address with the DMV, your bank, and any other companies or organizations that need to know. But what about your car insurance? Is it invalid if you don’t have the correct address on...
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How Many Cars Can I Insure Under One Name? Purchasing a car is an important decision but sometimes it’s necessary to own more than one.  Are you looking to own multiple cars and wondering whether they can all be insured under one name?  Whether you have several family members sharing vehicles or just one personal...
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What Does Wind Driven Rain Insurance Cover? We have all heard about the damage that can be caused by severe weather.  Severe weather may include things such as tornadoes, wind, hail, rain, hurricanes, and other similar situations.  This weather can cause damage to your property, including your home, car, boat, and more.  Weather is unpredictable,...
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